Trusted by 5,000+ happy saversSave smart.
Earn more.
Secure your future.
Build financial stability with flexible savings plans, guaranteed returns, and instant access, all in one secure platform.
- Flexible plans
- Guaranteed returns
- Instant access
About Merry Heart
Building a happier future, one saving at a time.
Merry Heart empowers individuals to save intentionally, grow their wealth securely, and achieve financial peace through flexible savings plans, transparent management, and consistent returns designed for everyday dreamers.
Flexible savings plans
Pick from six plans, weekly or monthly, that match your goals and your pocket.
Guaranteed returns
Interests and incentives are credited at maturity to ensure maximum yield.
Secure by design
Your funds are secured using enterprise-grade security and regulated financial partners.
Track every milestone
Monitor your progress week by week and withdraw when your plan is ready.
Our story
“We started Merry Heart with one goal, to help people find peace and joy in saving, by turning consistency into confidence and dreams into reality.”
Our mission
To help individuals develop a consistent saving culture by providing secure, flexible, and rewarding savings solutions that inspire financial growth and peace of mind.
Our vision
To become Africa's most trusted digital savings platform, empowering millions to achieve financial freedom and live joyfully through smart and transparent saving.
How it works
Join a smarter way to save.
Build financial discipline and earn attractive interest on every saving plan, all in one secure, easy to use platform.
Create your account
Sign up with email and verify your identity.
Choose a savings plan
Pick a flexible plan that matches your goals.
Save and earn
Automate contributions and earn interest.
Track your progress
Monitor milestones and withdraw when ready.
Our plans
Explore our savings plans.
Select from a range of secure, high-value savings options that help you grow consistently and reach your goals with ease.
Food Package
Registration and clearance fees of ₦3,000 and ₦3,500 respectively apply to every plan. Returns are credited once your plan's referral requirement is completed.
FAQs
Questions, answered.
Can't find the answers to your questions? Send us an email and we will get back to you as soon as possible.
Merry Heart helps you save money securely by letting you fund your wallet, choose from flexible savings plans, and earn interest on maturity all in one easy-to-use platform.
Yes. Your funds are secured using enterprise-grade security and regulated financial partners.
No, all withdrawals are done after maturity.
Sign up, verify your account, choose a savings plan, fund your wallet, and begin saving.
Grow your money, securely and steadily.
Join thousands of savers building a happier future with Merry Heart.